Opening your first checking account is an important milestone and Patelco 学生检查 (for ages 13-17) is a great choice to begin establishing healthy banking habits.
学生检查 comes with a free 借方万事达卡® card that makes it easy to pay for movies, 午餐, or boba while hanging out with friends. 你可以 even have your paycheck from a student job deposited automatically with direct deposit.
你是否在家, 学校, 或者忙个不停, our top rated 手机应用程序 lets you keep an eye on your money right from your phone or tablet.
$200 limit on debit card transactions and $100 limit on daily ATM withdrawals
Instant transfer to and from a parent or friend’s Patelco account, plus link to external accounts
We recommend you and your student meet with a Patelco team member to discuss your options, so that you can make the best choice together. 你可以通过参观来做到这一点 cq64.garethhewett.com/appointment to schedule an in-branch appointment or by visiting our 虚拟分支 Opening a checking account is an important step for a teen to learn about managing their finances and including them in the process can help empower them to make the right choices.
That depends as every student and family is unique. 学生检查 is available for teens aged 13-17.
Some parents may want their teens to learn to manage their own money at an earlier age, while others prefer to delay until college.
This account is ideal if your teen wants to pay for movies, 午餐, or boba while hanging out with friends. It can also be an easy way for you to give them an allowance by transferring the money directly into the account.
Allowing teens to manage their own money creates opportunities to teach good money habits and responsibilities. 例如, your teen can learn to budget or save a portion of their allowance for a larger purchase.
The account can also grow with your teen, and can be converted into a 免费的 检查 account when they turn 18.
Your teen(s) can open a 学生检查 account by themselves. (A parent or guardian will need to provide a signed 赔偿协议 因为他们未成年). Alternately, you can choose to be on the account as a joint owner and have more oversight.
是的! We don’t charge a monthly fee or require a minimum balance.
You will receive the debit card in the mail within 5 business days after you’ve opened your account. Or, you can pick up a debit card at a 靠近你的树枝.
Your Patelco checking account comes with a free 借方万事达卡® that lets you make purchases easily and securely:
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